Sunday, December 9, 2012

Know What it Costs

One of the #1 reasons for dumping your bank is surprise costs that add up over time. has figured out that surprise costs don't have have be a surprise. They know what your neighbors pay for all kinds of services. For example, you can find out how much high speed internet is in your area. Just ask Zeitprice. Search for oil changes, haircuts, and more.

Thursday, January 12, 2012

I dumped my bank

I recently dumped my bank TCF because they started a monthly maintenance fee. They also told me that even though my account was closed, it could be reopened if a third party tries to deposit to it. This got me a little scared. Then I read horror stories of people who had to close their accounts multiple times incurring all kinds of inactivity and overdraft fees along the way.

I dumped my bank and opened an account at my local credit union. Credit unions are pretty much banks, but they tend to have better service and better rates. I suppose some people avoid credit unions because they tend to be hyper local, but my credit union, Spire, is part of a national coop of credit unions so I can bank at any of them as if it were a branch of my home credit union.